Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based

Perpetus Jacques Houngbo; Joel T. Hounsou; Ernesto Damiani; Rasool Asal; Stelvio Cimato; Fulvio Frati; Chan Yeob Yeun

doi:10.1007/978-3-030-05198-3_10

Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based

Perpetus Jacques Houngbo
, Joel T. Hounsou
, Ernesto Damiani
, Rasool Asal
, Stelvio Cimato
, Fulvio Frati
, Chan Yeob Yeun

Electrical Engineering

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

1 Scopus citations

Abstract

The Pay-with-a-Group-Selfie (PGS) project, funded by the Melinda & Bill Gates Foundation, has developed a micro-payment system that supports everyday small transactions by extending the reach of, rather than substituting, existing payment frameworks. PGS is designed to work with devices with limited computational power and when connectivity is patchy or not always available. Once the concept of PGS has been accepted as demonstrated by the experimentation, we move to integrating elements and tools intended to ease federation or incorporation of the large spectrum of stakeholders. Embedding a digital wallet is one step in that vision. We analysed the system architecture that will be needed and the requirements drive us to opting for blockchain based architecture. We are then presenting the applicability of a blockchain as platform.

Original language	British English
Title of host publication	Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings
Editors	Max Agueh, Rafik Zitouni
Publisher	Springer Verlag
Pages	109-124
Number of pages	16
ISBN (Print)	9783030051976
DOIs	https://doi.org/10.1007/978-3-030-05198-3_10
State	Published - 2019
Event	2nd International EAI Conference on Emerging Technologies for Developing Countries, AFRICATEK 2018 - Cotonou, Benin Duration: 29 May 2018 → 30 May 2018

Publication series

Name	Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST
Volume	260
ISSN (Print)	1867-8211

Conference

Conference	2nd International EAI Conference on Emerging Technologies for Developing Countries, AFRICATEK 2018
Country/Territory	Benin
City	Cotonou
Period	29/05/18 → 30/05/18

Keywords

Blockchain
Digital wallet
Distributed ledger
Mobile payment systems
Trust
Visual cryptography

Access to Document

10.1007/978-3-030-05198-3_10

Cite this

Houngbo, P. J., Hounsou, J. T., Damiani, E., Asal, R., Cimato, S., Frati, F., & Yeun, C. Y. (2019). Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based. In M. Agueh, & R. Zitouni (Eds.), Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings (pp. 109-124). (Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST; Vol. 260). Springer Verlag. https://doi.org/10.1007/978-3-030-05198-3_10

Houngbo, Perpetus Jacques ; Hounsou, Joel T. ; Damiani, Ernesto et al. / Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based. Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings. editor / Max Agueh ; Rafik Zitouni. Springer Verlag, 2019. pp. 109-124 (Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST).

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abstract = "The Pay-with-a-Group-Selfie (PGS) project, funded by the Melinda \& Bill Gates Foundation, has developed a micro-payment system that supports everyday small transactions by extending the reach of, rather than substituting, existing payment frameworks. PGS is designed to work with devices with limited computational power and when connectivity is patchy or not always available. Once the concept of PGS has been accepted as demonstrated by the experimentation, we move to integrating elements and tools intended to ease federation or incorporation of the large spectrum of stakeholders. Embedding a digital wallet is one step in that vision. We analysed the system architecture that will be needed and the requirements drive us to opting for blockchain based architecture. We are then presenting the applicability of a blockchain as platform.",

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author = "Houngbo, \{Perpetus Jacques\} and Hounsou, \{Joel T.\} and Ernesto Damiani and Rasool Asal and Stelvio Cimato and Fulvio Frati and Yeun, \{Chan Yeob\}",

note = "Funding Information: Acknowledgement. This work has been partly funded by the Bill \& Melinda Gates Foundations under the grant n. OPP1139403. Publisher Copyright: {\textcopyright} ICST Institute for Computer Sciences, Social Informatics and Telecommunications Engineering 2019.; 2nd International EAI Conference on Emerging Technologies for Developing Countries, AFRICATEK 2018 ; Conference date: 29-05-2018 Through 30-05-2018",

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doi = "10.1007/978-3-030-05198-3\_10",

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series = "Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST",

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Houngbo, PJ, Hounsou, JT, Damiani, E, Asal, R, Cimato, S, Frati, F & Yeun, CY 2019, Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based. in M Agueh & R Zitouni (eds), Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings. Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST, vol. 260, Springer Verlag, pp. 109-124, 2nd International EAI Conference on Emerging Technologies for Developing Countries, AFRICATEK 2018, Cotonou, Benin, 29/05/18. https://doi.org/10.1007/978-3-030-05198-3_10

Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based. / Houngbo, Perpetus Jacques; Hounsou, Joel T.; Damiani, Ernesto et al.
Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings. ed. / Max Agueh; Rafik Zitouni. Springer Verlag, 2019. p. 109-124 (Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST; Vol. 260).

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

TY - GEN

T1 - Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based

AU - Houngbo, Perpetus Jacques

AU - Hounsou, Joel T.

AU - Damiani, Ernesto

AU - Asal, Rasool

AU - Cimato, Stelvio

AU - Frati, Fulvio

AU - Yeun, Chan Yeob

N1 - Funding Information: Acknowledgement. This work has been partly funded by the Bill & Melinda Gates Foundations under the grant n. OPP1139403. Publisher Copyright: © ICST Institute for Computer Sciences, Social Informatics and Telecommunications Engineering 2019.

PY - 2019

Y1 - 2019

N2 - The Pay-with-a-Group-Selfie (PGS) project, funded by the Melinda & Bill Gates Foundation, has developed a micro-payment system that supports everyday small transactions by extending the reach of, rather than substituting, existing payment frameworks. PGS is designed to work with devices with limited computational power and when connectivity is patchy or not always available. Once the concept of PGS has been accepted as demonstrated by the experimentation, we move to integrating elements and tools intended to ease federation or incorporation of the large spectrum of stakeholders. Embedding a digital wallet is one step in that vision. We analysed the system architecture that will be needed and the requirements drive us to opting for blockchain based architecture. We are then presenting the applicability of a blockchain as platform.

AB - The Pay-with-a-Group-Selfie (PGS) project, funded by the Melinda & Bill Gates Foundation, has developed a micro-payment system that supports everyday small transactions by extending the reach of, rather than substituting, existing payment frameworks. PGS is designed to work with devices with limited computational power and when connectivity is patchy or not always available. Once the concept of PGS has been accepted as demonstrated by the experimentation, we move to integrating elements and tools intended to ease federation or incorporation of the large spectrum of stakeholders. Embedding a digital wallet is one step in that vision. We analysed the system architecture that will be needed and the requirements drive us to opting for blockchain based architecture. We are then presenting the applicability of a blockchain as platform.

KW - Blockchain

KW - Digital wallet

KW - Distributed ledger

KW - Mobile payment systems

KW - Trust

KW - Visual cryptography

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DO - 10.1007/978-3-030-05198-3_10

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AN - SCOPUS:85059018794

SN - 9783030051976

T3 - Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST

SP - 109

EP - 124

BT - Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings

A2 - Agueh, Max

A2 - Zitouni, Rafik

PB - Springer Verlag

T2 - 2nd International EAI Conference on Emerging Technologies for Developing Countries, AFRICATEK 2018

Y2 - 29 May 2018 through 30 May 2018

ER -

Houngbo PJ, Hounsou JT, Damiani E, Asal R, Cimato S, Frati F et al. Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based. In Agueh M, Zitouni R, editors, Emerging Technologies for Developing Countries - 2nd EAI International Conference, AFRICATEK 2018, Proceedings. Springer Verlag. 2019. p. 109-124. (Lecture Notes of the Institute for Computer Sciences, Social-Informatics and Telecommunications Engineering, LNICST). doi: 10.1007/978-3-030-05198-3_10

Embedding a digital wallet to pay-with-a-selfie, defining the system architecture as blockchain based

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Keywords

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